The Card shall remain valid until the last day of the month indicated thereon, unless otherwise suspended or terminated. not dormant or escheated) and are not below the requisite minimum maintaining balance upon actual redemption. Time deposits cannot be assigned or transferred by endorsement of the Certificates of Time Deposit (CTD). You are liable to us for any Instrument received for your account as if it were presented, protested and given notice of dishonor in the usual way. Click here to view the Terms and Conditions Governing the Issuance and Use of EastWest Credit Cards. VISA, MasterCard, etc.) Authentication and Identification. We reserve the right to change the interest rate and the basis of the computation and mode of payment at any time. The funds in the account shall be released to the treasurer-in-trust who opened the account and payment to such treasurer-in-trust shall be sufficient to discharge us from any responsibility for the account. The funds in your joint "or" account(s) are owned entirely by any one of you jointly and severally, and shall be payable to and collectable by any one or more of you. EastWest Mobile is a banking app designed for customers enrolled in EastWest Online Banking, so they can conveniently access their accounts - whether Savings, Checking, or Credit Cards - … You understand that the extension of any Bank product or service to you is dependent on the results of any and all processes and screening requirements of each individual product or service that you are applying for and that any account opening shall be at the sole discretion of EastWest Bank. These are electronic services of the bank that allows you to access your funds and do banking transaction anywhere and anytime. The Card is not transferrable and you shall be responsible for the Card from receipt thereof. Bank Checks. We will not be liable for any loss, damage (including special, indirect or consequential damages) or delay resulting from any force majeure circumstance including failure, error, malfunction or inaccessibility of any of our systems and machines. Relationship Initiation. Governing Law. Should the available funds in your concerned account be insufficient to cover for this cost, we reserve the right to debit the amount from any bank account that you maintain with us at any other time. Note: 1st year Annual Membership Fee waiver applies to new-to-bank cardholders only. Monthly Income ₱1,400 Annual Fee. During this hold period, you will not be able to withdraw or cause any withdrawal against said funds. You hereby hold us free and harmless from any and all liability arising from our compliance with your hold deposit instructions, including but not limited to dishonored checks made payable during the holding period and for which service fees shall be automatically charged against your deposit account. (For Principal Card Applicant only), If local resident foreigner, submit any one (1) of the following: Liability Limits. Such transaction fees shall also be subject to the exchange rate in effect on a date determined by us, which may be different from the date when you perform the transaction. The first monthly installment due shall be debited from your deposit account immediately upon completion of the installment transaction. Cash and check deposits will only be credited after our verification. Joint "OR" Accounts. You shall be responsible for all taxes, fees, and charges due on these transactions. But before you leave the branch, might as well ask the bank officer if you can also apply for the NetAccess (their version of mobile banking) so you would be able to track your account transactions. In case we suspend, close or terminate one or more of your accounts, or investments, or our services or products, you agree to hold us completely free and harmless from any and all liabilities, claims and demands arising from the suspension or termination of the account, investment, service or product, or the dishonor of any check presented to us after account closing. Any withdrawal or payment transaction that you make outside the Philippines through the use of your Card against your said account constitutes a disbursement from said account and a remittance to the country where the withdrawal or payment transaction was effected. Internet access is needed to use Online Banking services. You warrant that your Foreign Currency Deposits: (a) shall not be funded by foreign currency required to be sold and/or surrendered under the rules and regulations of the BSP then in effect; and (b) shall be funded purely by foreign currency receipts eligible for deposit under the rules and regulations of the BSP then in effect. In case your passbook, checkbook or CTD is lost, stolen or destroyed, you shall inform us immediately by submitting to us an Affidavit of Lost Passbook/Checkbook/CTD which shall serve as your authorization for us to either close the account and open a replacement account or simply issue a new passbook, checkbook or CTD. All of you hereby hold us free and harmless from and against any and all liabilities which may arise by reason of our implementation of any of your instructions or refusal to pay any proceeds of your joint "or" account without the requisite discharge by all of you given to our satisfaction. It's really easy to start! 3.25% Interest Rate. 1405, as amended, Republic Act. Lost Passbooks, Checkbooks, Certificates of Time Deposit (CTD). > Pa… Your joint "or" account authorizes us to allow deposits, withdrawals, check transactions or written payment orders, with any number or all of the individuals who are joint account holders and whose signatures are indicated in the specimen signature card, and automatically vests in any of you to do whatever is desired with the funds without the consent of the other co-account holders. Enrollment. You agree to hold us free and harmless from any and all claims or liabilities as a result of the refusal of any accredited establishment to honor your Card. Applicant must be a Filipino Citizen or local resident foreigner, Principal Card applicant must be at least 21 years old, -   Php120,000 for EastWest Practical Mastercard, -   Php180,000 for EastWest Classic Visa/Mastercard, DLSAA Mastercard and Hyundai Mastercard, -   Php300,000 for EastWest Dolce Vita Titanium Mastercard, -   Php480,000 for EastWest Visa Platinum, EastWest Gold Visa/Mastercard and EastWest EveryDay Titanium Mastercard, -   Php1,200,000 for EastWest Singapore Airlines KrisFlyer Platinum Mastercard, -   Php1,800,000 for EastWest Platinum Mastercard, Must have a residence landline or mobile phone and business landline, Residence or business address must be within, Completely filled-out EastWest Credit Card Application Form, Photocopy of one (1) valid ID with picture and signature (e.g. You agree to waive confidentiality of information and records relating to you that we may obtain from third parties, including government agencies, your employer, business associates and other entities as we may deem proper and sufficient in the conduct of our business. Deceased Depositor. All Rights Reserved. Should you be unable to pay, these costs and fees will be charged against your account. Lost Checks. Checks drawn against a closed account will be returned for the reason "Account Closed" regardless of SPO instructions. Our fees and charges are subject to change from time to time with notice to you in accordance with Clause 83 of these Terms and Conditions. You have breached these Terms and Conditions; If, in our reasonable opinion, your account is mishandled as determined pursuant to our existing policies and procedures, or if your account or your Card is being used for any unlawful or illegal activity or transactions; In case of closure, termination, suspension, garnishment, hold-out or other similar restrictions on your account, If we have reason to believe that your Card or account has been compromised or that there has been fraudulent or unauthorized use of your Card or account or any information pertaining thereto; or. You further agree that if you are to send a representative to pick up your requested checkbook(s), said representative should either have a letter of authorization from you or a check re-order slip with his name on it duly-signed by you. Nangangako kang tutulong sa anumang imbestigasyon sa pamamagitan ng pagbibigay ng kinakailangang impormasyon at mga dokumento.). You may reactivate your dormant accounts by giving us your personal instructions. We will have no liabilities arising from the said dishonor. Your Access Codes have become known to someone else or you suspect that it has become known to someone else or that your Access Code/s have been compromised. Note: 1st year Annual Membership Fee waiver applies to new-to-bank cardholders only. We reserve the right to discontinue providing any product and/or service to you and/or refuse to provide you with any product and/or service without need of prior notice. Account Closure (Pagsara ng Account). Passbook. You agree and authorize us to send promotional advertisements of our products and services to you through postal mail, short messaging services, multimedia messaging services, email and other forms of electronic communication. You shall treat and handle such Cards as "cash." Ensuring that no one sees your Access Codes while you are keying it in or logging into any of our Electronic Banking Services. Withdrawals. Eastwest Bank (EWB) is one of the newer banks that have become prominent in the market in recent years. that we issue, including renewal or replacement cards, or use these or any of your Access Codes, or avail yourself of any of our services after we have posted any notice, this will mean acceptance of the changes and/or conditions in the notice as of the effective date set out in the said notice. In availing yourself of our funds transfer facility, you are bound by the terms and conditions embodied herein and in any other funds transfer agreement of the Bank. CVC or CVV – Card Verification Code or Card Verification Value. For joint accounts, the written request should be signed by all co-account holders. We reserve the right to debit, without need of prior notice to you, your account/s for all applicable taxes, fees, duties, penalties and other charges due to us or as may hereafter become due at the rate and in the manner provided by applicable laws and the rules and regulations issued by the Bureau of the Internal Revenue (BIR), BSP or any government authority. Your prepaid card is non-transferable. Card Features. We may, at any time, return to you the whole or any part of your deposit(s) together with any interest due thereon minus any unpaid charges/obligations due or payable to us and net of applicable taxes. No Implied Waiver. Guide on How To Apply for EastWest Bank Car Loan. Searches related to east west banking corporation jobs. Consequently, should you open a prepaid card account under the name of a minor, you agree, confirm and undertake that: You are the biological, legally adoptive parent or the legal or court-appointed guardian of the minor, You are solely and exclusively bound by the Terms and Conditions for the issuance of the Prepaid Card to the minor and you further agree, confirm and undertake that you are solely and exclusively liable and responsible for all charges/expenses/other monies incurred/due and payable on the Prepaid Card that we debit from the Prepaid Card account. New-to-bank is defined as cardholders who do not have an existing EastWest credit card. Requests for SPO cancellation within the SPO period will take effect only upon our receipt of your instructions. We recommend that you take time to read the Terms and Conditions Governing the Issuance and Use of EastWest Credit Cards as well as information on each card's features, benefits, fees and charges. We reserve the right to decline your Card activation request without any obligation to disclose the reason therefore. You, on the other hand, shall directly be responsible for paying any amount still due to the concerned party. If no complaint is received from you within ten (10) days from the time that we send you the statement, said statement and all transactions therein will be considered correct and any claim against us will be deemed waived. The exercise of the rights, privileges, and remedies in any agreement with you shall be at our discretion and option. Maaari ring magkaroon ng karagdagang bayad mula sa foreign exchange rate kung sa labas ng bansa ginawa ang transaksiyon). In the event that the balance covering your Prepaid Card becomes negative due to the charges of inactivity fees, your Prepaid Card shall be automatically closed. Accounts will become dormant if they are inactive (no client-initiated transactions) for two (2) years for savings accounts and one (1) year for checking accounts. You will immediately surrender the Card to us upon request. Debit Card. Corporate and Partnership Accounts. BSP Circular No. The term "electronic communication" refers to any communication of instructions by telex, telephone, wire, electronic mail ("e-mail"), short messaging system ("SMS" or "text"), chatting, social media postings/messaging or other method of telecommunication or electronic transmission, including a facsimile transmission or personal computer. Over-the-counter withdrawals must be made personally by you or by your duly-authorized representative during banking hours. Time deposits that are included in any garnishment, freezing, sequestration or receivership order shall be treated as a regular savings account upon maturity, in accordance with existing regulations, and shall likewise be placed on hold until said order is lifted. You warrant and represent that the FAO/ITF account, including payment or release of the funds, is established for a legitimate purpose. We reserve the right to collect fees in relation to card replacement from you. You agree to indemnify us against any losses and claims in connection with the above. Hold Deposit. Venue. The provisions of Article 1250 of the Civil Code of the Philippines shall not be applicable. EastWest Bank Housing Loan can help you achieve the house you’ve always wanted at cheaper and competitive rates. A three or four-digit code found at the back your debit/prepaid card that provides a cryptographic check of the information embossed on your card. You authorize us to debit the appropriate account with the amount of tax, fee, charge or expense payable by you. The FAO/ITF account shall be subject to such other terms as we may require. All of you hereby hold us free and harmless from and against any and all liabilities which may arise by reason of our implementation of any of your instructions or refusal to pay any proceeds of your joint "and" account without the requisite discharge by all of you given to our satisfaction. EASTWEST BANK CAR LOAN – Here is a guide on how to apply for the auto loan offer of EastWest Bank online. You should update your signatures every five (5) years or sooner when required by us. Interest earned will be credited at the end of the product-defined payment period. You understand that we, in any electronic communication emanating from us, will never ask you to disclose your user name, PIN or any other electronic key to access your accounts and/or make transactions. Some of these transactions include. More commonly known as e-banking, virtual banking and/or online banking, this is a service or facility that allows you to access information pertaining to your bank accounts, conduct financial and non-financial transactions, make deposits, withdrawals and pay bills through the internet or any other electronic means (e.g., Automated Teller Machine or ATM, telephone, mobile phone etc.) These facilities allow you to pay for services and items availed of with funds derived from your deposit account/s or credit line/s with us. Neither we nor any of our employees and agents may be obliged to compensate you for such losses or expenses. To get started, please contact your East West Bank banker or contact us during non-bank holidays in Hong Kong: Deposit accounts should be opened by persons of legal age for the benefit and under the name of children below seven (7) years of age. You shall hold us free and harmless from liability for any deposits you make in violation of any law, rules or circulars. Claimants shall likewise comply with procedures that we set forth in claiming such deposits with us. Any defect or damage on the merchandise or service shall not affect or excuse your obligation to pay for the transaction. You consent to us using and disclosing information or data relating to you, your applications, loan accounts and Bank transactions to any of our subsidiaries and affiliates, agents, members of the Filinvest group of companies, other banks, credit card companies, financial institutions and credit information bureaus, third-party service providers and to selected persons in connection with sales and marketing programs (including other products of the Filinvest group) as well as other third-parties authorized by us to receive such information, wherever situated (including outside of the Philippines), for confidential use in connection with our exercise of our functions or for any business purpose (including but not limited to sales and marketing, credit investigation and collection, information technology systems, data processing and storage, and statistical, risk, product utilization and other analysis and other purposes). Transactions. Joint "AND" Accounts. Should there be a need to reverse a foreign currency transaction, you agree that you will be responsible for any cost and absorb any loss or gain, or charges associated with the currency exchange and we may charge any of these costs to your account. You, on the other hand, agree to authorize us to rely and act on any such communication. We shall notify you of such changes and you shall be deemed duly notified of such changes if we send notice through any of the following means, at our sole discretion: (i) mailed and/or emailed notices (sent to your mailing or email addresses indicated in our records), (ii) notices posted at our branches or (iii) notices in our website. Client Complaints (Mga Reklamo ng Kliyente). Foreign Exchange Transactions. To the extent applicable, these terms and conditions shall be subject to BSP Circular No. Great News! You hereby accept all the terms and conditions governing the use of the internet banking facility and agree to authenticate in the prescribed format manually or electronically or in such other manner as we may, from time to time, specify. We shall return the check/s for the reason "SPO-DAIF" (drawn against insufficient funds) if such will be the case, regardless of SPO. Liabilities beyond Card Termination. The time deposit certificate is non-negotiable and will be payable only to the person/s named therein (account name) or to his/her/their heirs, in case of death, subject to the rules and policies on deceased depositors. Withdrawals. EastWest Bank Practical Card. You will be liable for any risk, loss or expense resulting from our implementation of your instructions. Welcome to the new Online Banking portal – we’re excited that you are here! 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